Top 8 Quick Loan Apps in Nigeria For Urgent Cash Needs

2 min


Are you in need of cash for emergency use? Or you are looking for the best quick loan apps in Nigeria. Then look no further for you have reached the right place.

You want to pay for rent or you need money to support your business, whatever your financial needs might be, getting a quick loan at the right time is crucial.

These loan apps can only give you access to quick cash range of 2500 naira to 100,000 naira, to begin with. If you are looking for business loans, you might need to look at other online platforms for business loans in Nigeria.

Quick Loan Apps In Nigeria

Today we will review the top quick loan apps in Nigeria, stating their features which will guide you and give you options on which one to choose from when you are in dire need of a quick loan without collateral.

Please note that this list is for mobile apps only. That is apps that are available in the app stores. You can visit our comprehensive list of all quick loan services in Nigeria.

1. Paylater Loan App

paylater loan app, quick loan apps in Nigeria

The  Paylater Loan App is one of the leading loan apps in Nigeria, it’s easy to use and comes with lots of awesome features. Aside from getting quick loan in minutes; it in addition bestow you the opportunity of investing money which can yields an interest of up to 15.5% annually by investing in PayVest, send cash to friends and family, recharge airtime on your mobile phone and pay for utility bills such as GoTV, DSTV, LCC, Bet9ja or set up transactions to occur at a future date.

If you are looking for quick online loan apps in Nigeria Paylater might be your destination.  On Paylater loan app you can get quick loans of up to ₦1million within 5 minutes without documents or collateral and repay over a period of 15 days to 6 months.

Paylater is fast, secure, reliable and works 24/7 and is currently available in Nigeria and Ghana.

Visit their  websites: (Nigeria)


2. Quickcheck Loan App

QuickCheck Loan App, Quick Loan Apps in Nigeria

QuickCheck Loan App is another big player among the loan apps in Nigeria. Whether it is medical bills, school fees, payday advance or unexpected cash problems, QuickCheck has got your back when it comes to getting quick loans in Nigeria.

This quick loan app in Nigeria is a lending and credit system which is designed for small business enterprises and private individuals. According to QuickCheck platform, clients can receive instant and readily accessible funds of not more than 30,000 naira for a period of either fifteen or thirty days without providing any collateral.

Loan from QuickCheck comes with interest at 1% daily for the number of days you will be holding the loan (30 days maximum)

Quick Check app is available on Google Play. 

(Note that there are other QuickCheck loans apps which are not for Nigerians so watch out for this logo)

QuickCheck Loan App

The app also allows you to purchase airtime seamlessly for yourself and your loved ones.Find out more at

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