Saccos in Kenya That Give Loans With Low-Interest Rates Guide

While choosing a Sacco to save and invest your money in, it is important to do a background check to ensure it is legitimate and has a good track record.

The first step should be to ensure that your Sacco is registered under the Sacco Societies Act.

Kenyans.co.ke has compiled a detailed list of all the legitimately registered Saccos in Kenya for the year ending December 2019.

LIST OF SACCO SOCIETIES LICENSED TO UNDERTAKE DEPOSIT-TAKING SACCO BUSINESS IN KENYA FOR THE FINANCIAL YEAR ENDING DECEMBER, 2019.

Name of Society and Postal Address

1. 2NK Sacco Society Limited P.O. Box 12196 – 10109, Nyeri
2. Afya Sacco Society Limited P.O. Box 11607 – 00400, Nairobi.
3. Agro-Chem Sacco Society Limited P.O. Box 94 – 40107, Muhoroni.
4. Airports Sacco Society Limited P.O. Box 19001 – 00501, Nairobi
5. All Churches Sacco Society Limited P.O. Box 2036 – 01000, Thika.
6. Amica Sacco Society Limited P.O. Box 816 – 10200, Murang’a.
7. Ardhi Sacco Society Limited P.O. Box 28782 – 00200, Nairobi.
8. Asili Sacco Society Limited P.O. Box 49064 – 00100, Nairobi.
9. Azima Sacco Society Limited P.O. Box 1124 – 01000, Thika.
10. Bandari Sacco Society Limited P.O. Box95011 – 80104, Mombasa.
11. Baraka Sacco Society Limited P.O. Box 1548 – 10101, Karatina.
12. Baraton University Sacco Society Limited P.O. Box 2500 – 30100, Eldoret.
13. Biashara Sacco Society Limited P.O. Box 1895 – 10100, Nyeri.
14. Biashara Tosha Sacco Society Limited P.O. Box 189 – 60101, Manyatta.
15. Bi-High Sacco Society Limited P.O. Box 90 – 60500, Marsabit.
16. Bingwa Sacco Society Limited P.O. Box 434 – 10300, Kerugoya.
17. Boresha Sacco Society Limited P.O. Box 80 – 20103, Eldama Ravine.
18. Capital Sacco Society Limited P.O. Box 1479 – 60200, Meru.
19. Centenary Sacco Society Limited P.O. Box 1207 – 60200, Meru.
20. Chai Sacco Society Limited P.O. Box 278 – 00200, Nairobi.
21. Chuna Sacco Society Limited P.O. Box 30197 – 00100, Nairobi.
22. Comoco Sacco Society Limited P.O. Box 3334 – 00200, Nairobi
23. Cosmopolitan Sacco Society Limited P.O. Box 1931 – 20100, Nakuru.
24. County Sacco Society Limited P.O. Box 21 – 60103, Runyenjes.
25. Daima Sacco Society Limited P.O. Box 2032 – 60100, Embu.
26. Dhabiti Sacco Society Limited P.O. Box 353 – 60600, Maua.
27. Dimkes Sacco Society Limited P.O. .Box 886 – 00900, Kiambu.
28. Dumisha Sacco Society Limited P.O. Box 84 – 20600, Mararal.
29. Eco-Pillar Sacco Society Limited P.O. Box 48 – 30600, Kapenguria
30. Egerton Sacco Society Limited P.O. Box 178 – 20115, Egerton.
31. Elimu Sacco Society Limited P.O. Box 10073 – 00100, Nairobi.
32. Enea Sacco Society Limited P.O. Box 1836 – 10101, Karatina.
33. Faridi Sacco Society Limited P.O. Box 448 – 50400, Busia.
34. Fariji Sacco Society Limited P.O. Box 589 – 00216, Githunguri.
35. Fortitude Sacco Society Limited P.O. Box 237 – 40305, Mbita.
36. Fortune Sacco Society Limited P.O. Box 559 – 10300, Kerugoya.
37. Fundilima Sacco Society Limited P.O. Box 62000 – 00200, Nairobi.
38. GDC Sacco Society Limited P.O. Box896 – 00216, Guthunguri.
39. Good Faith Sacco Society Limited P.O. Box 224 – 00222, Uplands
40. Goodway Sacco Society Limited P.O. Box 626 – 10300, Kerugoya.
41. Gusii Mwalimu Sacco Society Limited P.O. Box 1335 – 40200, Kisii.
42. Harambee Sacco Society Limited P.O. Box 47815 – 00100, Nairobi.
43. Hazina Sacco Society Limited P.O. Box 59877 – 00200, Nairobi.
44. IG Sacco Society Limited P.O. Box 1150 –50100, Kakamega.
45. Ilkisonko Sacco Society Limited P.O. Box 91 – 00209, Loitokitok.
46. Imarika Sacco Society Limited P.O. Box 712 – 80108, Kilifi.
47. Imarisha Sacco Society Limited P.O. Box 682 – 20200, Kericho.
48. Imenti Sacco Society Limited P.O. Box 3192 – 60200, Meru.
49. Jacaranda Sacco Society Limited P.O. Box 1767 – 00232, Ruiru
50. Jamii Sacco Society Limited P.O. Box 57929 – 00200, Nairobi.
51. Joinas Sacco Society Limited P.O. Box 669 – 00219, Karuri.
52. Kencream Sacco Society Limited P.O. Box 300131 – 00200, Nairobi
53. Kenpipe Sacco Society Limited P.O. Box 314 – 00507, Nairobi.
54. Kenversity Sacco Society Limited P.O. Box 10263 – 00100, Nairobi.
55. Kenya Achievas Sacco Society Limited P.O. Box 3080 – 40200, Kisii.
56. Kenya Bankers Sacco Society Limited P.O. Box 73236 – 00200, Nairobi.
57. Kenya Highlands Sacco Society Limited P.O. Box 2085 – 002000, Kericho.
58. Kenya Police Sacco Society Limited P.O. Box 51042 – 00200, Nairobi.
59. Kimbilio Daima Sacco Society Limited P.O. Box 81 – 20225, Kimulot.
60. Kingdom Sacco Society Limited P.O.Box 8017 – 00300, Nairobi.
61. Kipsigis Edis Sacco Society Limited P.O. Box 228 – 20400, Bomet.
62. Kite Sacco Society Limited P.O. Box 2073 – 40100, Kisumu.
63. Kitui Teachers Sacco Society Limited P.O. Box 254 – 90200, Kitui.
64. KMFRI Sacco Society Limited P.O. Box 80862 – 80100, Mombasa.
65. Kolenge Tea Sacco Society Limited P.O. Box 291 – 30301, Nandi Hills.
66. Koru Sacco Society Limited P.O. Box Private Bag-40100, Koru
67. K-Pillar Sacco Society Limited P.O. Box 83 – 20403, Mogogosiek.
68. K-Unity Sacco Society Limited P.O. Box 268 – 00900, Kiambu.
69. Kwetu Sacco Society Limited P.O. Box 818 – 90100, Machakos.
70. Lainisha Sacco Society Limited P.O. Box 272 – 10303, Wang’uru.
71. Lamu Teachers Sacco Society Limited P.O. Box 110 – 80500, Lamu.
72. Lengo Sacco Society Limited P.O. Box 1005 – 80200, Malindi.
73. Mafanikio Sacco Society Limited P.O. Box 86515 – 80100, Mombasa.
74. Magadi Sacco Society Limited P.O. Box 13 – 00205, Magadi.
75. Magereza Sacco Society Limited P.O. Box 53131 – 00200, Nairobi.
76. Maisha Bora Sacco Society Limited P.O. Box 30062 – 00100, Nairobi.
77. Mentor Sacco Society Limited P.O. Box 789 – 10200, Murang’a.
78. Metropolitan National Sacco Society Limited P.O. Box 871 – 00900, Kiambu.
79. MMH Sacco Society Limited P.O. Box 469 – 60600, Maua.
80. Mombasa Port Sacco Society Limited P.O. Box 95372 – 80104, Mombasa.
81. Mudete Tea Growers Sacco Society Limited P.O. Box 221 – 41053, Khayega.
82. Muki Sacco Society Limited P.O. Box 398 – 20318, North Kinangop
83. Mwalimu National Sacco Society Limited P.O. Box 62641 – 00200, Nairobi.
84. Mwietheri Sacco Society Limited P.O. Box 2445 – 60100, Embu.
85. Mwingi Mwalimu Sacco Society Limited P.O. Box 489 – 90400, Mwingi.
86. Mwito Sacco Society Limited P.O. Box 56763 – 00200, Nairobi.
87. Nacico Sacco Society Limited P.O. Box 34525 – 00100, Nairobi.
88. Nafaka Sacco Society Limited P.O. Box 30586 – 00100, Nairobi.
89. Nandi Farmers Sacco P.O. Box 333 – 30301, Nandi Hills
90. Nassefu Sacco Society Limited P.O. Box 43338 – 00100, Narobi.
91. Nation Sacco Society Limited P.O. Box 22022 – 00400, Nairobi.
92. Nawiri Sacco Society Limited P.O. Box 400 – 60100, Embu.
93. Ndege Chai Sacco Society Limited P.O. Box 857 – 20200, Kericho.
94. Ndosha Sacco Society Limited P.O. Box 532 – 60401, Chogoria
95. New Forties Sacco Society Limited P.O. Box 1939 – 10100, Nyeri.
96. Nexus Sacco Society Limited P.O. Box 251 – 60202, Nkubu.
97. Ng’arisha Sacco Society Limited P.O. Box 1199 – 50200, Bungoma.
98. Noble Sacco Society Limited P.O. Box 3466 – 30100, Eldoret.
99. NRS Sacco Society Limited P. O Box 575 – 00902, Kikuyu.
100. Nufaika Sacco Society Limited P.O. Box 735 – 10300, Kerugoya.
101. Nyala Vision Sacco Society Limited P.O. Box 27 – 20306, Ndaragwa.
102. Nyambene Arimi Sacco Society Limited P.O. Box 493 – 60600, Maua.
103. Nyamira Sacco Society Limited P.O. Box 633 – 40500, Nyamira
104. Nyati Sacco Society Limited P.O. Box 7601 – 00200, Nairobi
105. Ollin Sacco Society Limited P.O. Box 83 – 10300, Kerugoya.
106. Patnas Sacco Society Limited P.O. Box 601 – 20210, Litein.
107. Prime Time Sacco P.O. Box 512 – 30700, Iten
108. PUAN Sacco Society Limited P.O. Box 404 – 20500, Narok.
109. Qwetu Sacco Society Limited P.O. Box 1186 – 80304, Wundanyi
110. Rachuonyo Teachers Sacco Society Limited P.O. Box 147 – 40332, Kosele.
111. Safaricom Sacco Society Limited P.O. Box 66827 – 00800, Nairobi.
112. Sheria Sacco Society Limited P.O. Box 34390 – 00100, Nairobi.
113. Shirika Sacco Society Limited P.O. Box 43429 – 00100, Nairobi.
114. Shoppers Sacco Society Limited P.O. Box 16 – 00507, Nairobi
115. Simba Chai Sacco Society Limited P.O. Box 977 – 20200, Kericho.
116. Siraji Sacco Society Limited P.O. Box Private Bag, Timau.
117. Skyline Sacco Society Limited P.O. Box 660 – 20103, Eldama Ravine.
118. Smart Champions Sacco Society Limited P.O. Box 64 – 60205, Githingo
119. Smart Life Sacco Society Limited P.O. Box 118 – 30705, Kapsowar.
120. Solution Sacco Society Limited P.O. Box 1694 – 60200, Meru.
121. Sotico Sacco Society Limited P.O. Box 959 – 20406, Sotik.
122. Southern Star Sacco Society Limited P.O. Box 514 – 60400, Chuka
123. Stake Kenya Sacco Society Limited P.O. Box 208 – 40413, Kehancha.
124. Stawisha Sacco Society Limited P.O. Box 27 – 50203, Kapsokwony.
125. Stima Sacco Society Limited P.O. Box 75629 – 00100, Nairobi.
126. Supa Sacco Society Limited P.O. Box 271 – 20600, Maralal.
127. Tabasamu Sacco Society Limited P.O. Box 123 – 80403, Kwale.
128. TAI Sacco Society Limited P.O. Box 718 – 00216, Githunguri.
129. Taifa Sacco Society Limited P.O. Box 1649 – 10100, Nyeri.
130. Taqwa Sacco Society Limited P.O. Box 10180 – 00100, Nairobi
131. Taraji Sacco Society Limited P.O. Box 605 – 40600, Siaya.
132. Tembo Sacco Society Limited P.O. Box 91 – 00618, Ruaraka Nairobi.
133. Tenhos Sacco Society Limited P.O. Box 391 – 20400, Bomet.
134. Thamani Sacco Society Limited P.O. Box 467 – 60400, Chuka.
135. The Apple Sacco Society Limited P.O. Box 153 – 50305, Sirwa.
136. Times U Sacco Society Limited P.O. Box 310 – 60202, Nkubu.
137. Tower Sacco Society Limited P.O. Box 259 – 20303, Ol’kalou.
138. Trans- Elite County Sacco Society Limited P.O. Box 547 – 30300, Kapsabet.
139. Trans Nation Sacco Society Limited P.O. Box 15 – 60400, Chuka.
140. Transcounties Sacco Society Limited P.O. Box 2965 – 30200, Kitale.
141. Transnational Times Sacco Society Limited P.O. Box 2274 – 30200, Kitale
142. Ufanisi Sacco Society Limited P.O. Box 2973 – 00200, Nairobi.
143. Ukristo Na Ufanisi Wa Anglicana Sacco Society Limited P.O. Box 872 – 00605, Nairobi.
144. Ukulima Saco Society Limited P.O. Box 44071 – 00100, Nairobi.
145. Unaitas Sacco Society Limited P.O. Box 38791 – 00100, Nairobi.
146. Uni-County Sacco Society Limited P.O. Box 10132 – 20100, Nakuru
147. Unison Sacco Society Limited P.O. Box 414 – 10400, Nanyuki.
148. United Nations Sacco Society Limited P.O. Box 2210 – 00621, Nairobi.
149. Universal Traders Sacco Society Limited P.O. Box 2119 – 90100, Machakos.
150. Vihiga County Farmers Sacco Society Limited P.O. Box 309 – 50317, Chavakali.
151. Viktas Sacco Society Limited P.O. Box 2183 – 20300, Nyahururu.
152. Vision Africa Sacco Society Limited P.O. Box 18263 – 20100, Nakuru.
153. Vision Point Sacco Society Limited P.O. Box 42 – 40502, Nyansiongo.
154. Wakenya Pamoja Sacco Society Limited P.O. Box 829 – 40200, Kisii.
155. Wakulima Commercial Sacco Society Limited P.O. Box 232 – 10103, Mukurweni.
156. Wanaanga Sacco Society Limited P.O. Box 34680 – 00501, Nairobi.
157. Wananchi Sacco Society Limited P.O. Box 910 – 10106, Othaya.
158. Wanandege Sacco Society Limited P.O. Box 19074 – 00501, Nairobi.
159. Washa Sacco Society Limited P.O. Box 83256 – 80100, Mombasa.
160. Waumini Sacco Society Limited P.O. Box 66121 – 00800, Nairobi.
161. Wevarsity Sacco Society Limited P.O. Box 873 – 50100, Kakamega
162. Winas Sacco Society Limited P.O. Box 696 – 60100, Embu.
163. Yetu Sacco Society Limited P.O. Box 511 – 60202, Nkubu.

SCHEDULE II: RESTRICTED LICENSES FOR THE PERIOD ENDING 31ST DECEMBER, 2019

Name of Society and Postal Address

1. Ainabkoi Sacco Society Limited P.O. Box 120 – 30101, Ainabkoi
2. Goodhope Sacco Society Limited P.O. Box 158 – 20500, Narok.
3. Jitegemee Sacco Society Limited P.O. Box 86937 – 80100, Mombasa.
4. Jumuika Sacco Society Limited P.O. Box 14 – 40112, Awasi.
5. Kenya Midland Sacco Society Limited P.O. Box 287 – 20400, Bomet.
6. Nandi Hekima Sacco Society Limited P.O. Box 211 – 30300, Kapsabet
7. Nanyuki Equator Sacco Society Limited P.O. Box 1098 – 10400, Nanyuki
8. Orient Sacco Society Limited P.O. Box 1842 – 01000, Thika.
9. Sukari Sacco Society Limited P.O. Box 841 – 50102, Mumias
10. Telepost Sacco Society Limited P.O. Box 49557 – 00100, Nairobi
11. Uchongaji Sacco Society Limited P.O. Box 92503 – 80102, Mombasa.

SCHEDULE II: RESTRICTED LICENSES FOR THE PERIOD ENDING 30TH JUNE, 2019

1. Miliki Sacco Society Limited P.O. Box 43582 – 10100 Nairobi

Below is a list of Saccos in Kenya that give loans with low-interest rates. Applying for bank loans can be quite expensive and also their interest rates are very high.

Therefore, entrepreneurs are looking for the best Saccos that can help them access cheap loans.

The good thing with Saccos is that they give loans of up to times 3 of what a person has saved.

In Kenya, Saccos are governed by the SACCO Societies Regulatory Authority (SASRA).

Best Saccos in Kenya That Give Loans With Low-Interest Rates

Search:

Name of Society	Postal Addresses
2NK SACCO SOCIETY LTD	P.O BOX 12196 – 10109, NYERI.
AFYA SACCO SOCIETY LTD	P.O.BOX 11607 – 00400, NAIROBI.
AGRO-CHEM SACCO SOCIETY LTD	P.O BOX 94 – 40107, MUHORONI.
AINABKOI SACCO SOCIETY LTD	P.O. BOX 120 – 30101, AINABKOI
ALL CHURCHES SACCO SOCIETY LTD	P.O BOX 6957 – 01000, THIKA.
AIRPORTS SACCO SOCIETY LTD	P.O. BOX 19001 – 00501, NAIROBI
AMICA SACCO SOCIETY LTD	P.O.BOX 816 – 10200, MURANG’A.
ARDHI SACCO SOCIETY LTD	P.O. BOX 28782 – 00200, NAIROBI.
ASILI SACCO SOCIETY LTD	P.O.BOX 49064 – 00100, NAIROBI.
AZIMA SACCO SOCIETY LTD	P.O.BOX 1124 – 01000, THIKA.
BANDARI SACCO SOCIETY LTD	P.O.BOX 95011 – 80104, MOMBASA.
BARAKA SACCO SOCIETY LTD	P.O.BOX 1548 – 10101, KARATINA.
BARATON UNIVERSITY SACCO SOCIETY LTD	P.O BOX 2500 – 30100, ELDORET.
BIASHARA SACCO SOCIETY LTD	P.O.BOX 1895 – 10100, NYERI.
BIASHARA TOSHA SACCO SOCIETY LTD	P.O BOX 189 – 60101, MANYATTA.
BI-HIGH SACCO SOCIETY LTD	P.O.BOX 90 – 60500, MARSABIT.
BINGWA SACCO SOCIETY LTD	P.O.BOX 434 – 10300, KERUGOYA.
BORESHA SACCO SOCIETY LTD	P.O.BOX​​ 80​​ –​​ 20103,​​ ELDAMA​​ RAVINE.
CAPITAL SACCO SOCIETY LTD	P.O BOX 1479 – 60200, MERU.
CENTENARY SACCO SOCIETY LTD	P.O.BOX 1207 – 60200, MERU.
CHAI SACCO SOCIETY LTD	P.O.BOX 278 – 00200, NAIROBI.
CHUNA SACCO SOCIETY LTD	P.O.BOX 30197 – 00100, NAIROBI.
COMOCO SACCO SOCIETY LTD	P.O. BOX 30135 – 00100, NAIROBI
COSMOPOLITAN SACCO SOCIETY LTD	P.O.BOX 1931 – 20100, NAKURU.
COUNTY SACCO SOCIETY LTD	P.O.BOX 21 – 60103, RUNYENJES.
DAIMA SACCO SOCIETY LTD	P.O.BOX 2032 – 60100, EMBU.
DHABITI SACCO SOCIETY LTD	P.O.BOX 353 – 60600, MAUA.
DIMKES SACCO SOCIETY LTD	P.O.BOX 886 – 00900, KIAMBU.
DUMISHA SACCO SOCIETY LTD	P.O BOX 84 – 20600, MARARAL.
ECO-PILLAR SACCO SOCIETY LTD	P.O. BOX 48 – 30600, KAPENGURIA
EGERTON SACCO SOCIETY LTD	P.O.BOX 178 – 20115, EGERTON.
ELGON TEACHERS SACCO SOCIETY LTD	P.O BOX 27 – 50203, KAPSOKWONY.
ELIMU SACCO SOCIETY LTD	P.O BOX 10073 – 00100, NAIROBI.
ENEA SACCO SOCIETY LTD	P.O.BOX 1836 – 10101, KARATINA.
FARIDI SACCO SOCIETY LTD	P.O. BOX 448 – 50400, BUSIA.
FARIJI SACCO SOCIETY LTD	P.O.BOX 589 – 00216, GITHUNGURI.
FORTUNE SACCO SOCIETY LTD	P.O.BOX 559 – 10300, KERUGOYA.
FUNDILIMA SACCO SOCIETY LTD	P.O.BOX 62000 – 00200, NAIROBI.
GITHUNGURI DAIRY &​​ COMMUNITY SACCO​​ SOCIETY LTD	P.O.BOX 896 – 00206, GUTHUNGURI.
GOOD HOPE SACCO SOCIETY LTD	P.O.BOX 158 – 20500, NAROK.
GOODWAY SACCO SOCIETY LTD	P.O BOX 626 – 10300, KERUGOYA.
GUSII MWALIMU SACCO SOCIETY LTD	P.O.BOX 1335 – 40200, KISII.
HARAMBEE SACCO SOCIETY LTD	P.O.BOX 47815 – 00100, NAIROBI.
HAZINA SACCO SOCIETY LTD	P.O.BOX 59877 – 00200, NAIROBI.
IG SACCO SOCIETY LTD	P.O.BOX 1150 – 50100, KAKAMEGA.
ILKISONKO SACCO SOCIETY LTD	P.O BOX 91 – 00209, LOITOKITOK.
IMARIKA SACCO SOCIETY LTD	P.O.BOX 712 – 80108, KILIFI.
IMARISHA SACCO SOCIETY LTD	P.O.BOX 682 – 20200, KERICHO.
IMENTI SACCO SOCIETY LTD	P.O.BOX 3192 – 60200, MERU.
JACARANDA SACCO SOCIETY LTD	P.O. BOX 1767 – 00232, RUIRU.
JAMII SACCO SOCIETY LTD	P.O.BOX 57929 – 00200, NAIROBI.
JOINAS SACCO SOCIETY LTD	P.O.BOX 669 – 00219, KARURI.
KAIMOSI SACCO SOCIETY LTD	P.O BOX 153 – 50305, SIRWA.
KATHERA RURAL SACCO SOCIETY LTD	P.O BOX 251 – 60202, NKUBU.
KENPIPE SACCO SOCIETY LTD	P.O.BOX 314 – 00507, NAIROBI.
KENVERSITY SACCO SOCIETY LTD	P.O.BOX 10263 – 00100, NAIROBI.
KENYA ACHIEVAS SACCO SOCIETY LTD	P.O. BOX 3080 – 40200, KISII.
KENYA BANKERS SACCO SOCIETY LTD	P.O.BOX 73236 – 00200, NAIROBI.
KENYA HIGHLANDS SACCO SOCIETY LTD	P.O.BOX 2085 – 20200, KERICHO.
KENYA POLICE SACCO SOCIETY LTD	P.O.BOX 51042 – 00200, NAIROBI.
KIMBILIO DAIMA SACCO SOCIETY LTD	P.O. BOX 81 – 20225, KIMULOT.
KINGDOM SACCO SOCIETY LTD	P.O.BOX 8017 – 00300, NAIROBI.
KIPSIGIS EDIS SACCO SOCIETY LTD	P.O BOX 228 – 20400, BOMET.
KITE SACCO SOCIETY LTD	P.O.BOX 2073 – 40100, KISUMU.
KITUI TEACHERS SACCO SOCIETY LTD	P.O.BOX 254 – 90200, KITUI.
KMFRI SACCO SOCIETY LTD	P.O.BOX 80862 – 80100, MOMBASA.
KOLENGE TEA SACCO SOCIETY LTD	P.O BOX 291 – 30301, NANDI HILLS.
KORU SACCO SOCIETY LTD	P.O. BOX PRIVATE BAG, KORU.
K – PILLAR SACCO SOCIETY LTD	P.O.BOX 83 – 20403, MOGOGOSIEK.
K – UNITY SACCO SOCIETY LTD	P.O.BOX 268 – 00900, KIAMBU.
KWETU SACCO SOCIETY LTD	P.O BOX 818 – 90100, MACHAKOS.
LAINISHA SACCO SOCIETY LTD	P.O. BOX 272 –10303, WANG’URU.
LENGO SACCO SOCIETY LTD	P.O.BOX 1005 – 80200, MALINDI.
MAFANIKIO SACCO SOCIETY LTD	P.O BOX 86515 – 80100, MOMBASA.
MAGADI SACCO SOCIETY LTD	P.O.BOX 13 – 00205, MAGADI.
MAGEREZA SACCO SOCIETY LTD	P.O.BOX 53131 – 00200, NAIROBI.
MAISHA BORA SACCO SOCIETY LTD	P.O.BOX 72713 – 00200, NAIROBI.
MENTOR SACCO SOCIETY LTD	P.O.BOX 789 – 10200, MURANG’A.
METROPOLITAN NATIONAL SACCO SOCIETY​​ LTD	P.O.BOX 5684 – 00100, NAIROBI.
MMH SACCO SOCIETY LTD	P.O.BOX 469 – 60600, MAUA.
MOMBASA PORT SACCO SOCIETY LTD	P.O.BOX 95372 – 80104, MOMBASA.
MUDETE TEA GROWERS SACCO SOCIETY LTD	P.O.BOX 221 – 50104, KAKAMEGA.
MUKI SACCO SOCIETY LTD	P.O BOX 398 – 20318, NORTH​​ KINANGOP.
MWALIMU NATIONAL SACCO SOCIETY LTD	P.O.BOX 62641 – 00200, NAIROBI.
MWIETHERI SACCO SOCIETY LTD	P.O. BOX 2445 – 60100, EMBU.
MWINGI MWALIMU SACCO SOCIETY LTD	P.O BOX 489 – 90400, MWINGI.
MWITO SACCO SOCIETY LTD	P.O.BOX 56763 – 00200, NAIROBI.
NACICO SACCO SOCIETY LTD	P.O.BOX 34525 – 00100, NAIROBI.
NAFAKA SACCO SOCIETY LTD	P.O.BOX 30586 – 00100, NAIROBI.
NANDI FARMERS SACCO SOCIETY LTD	P.O BOX 333 – 30301, NANDI HILLS.
NATION SACCO SOCIETY LTD	P.O.BOX 22022 – 00400, NAIROBI.
NAWIRI SACCO SOCIETY LTD	P.O BOX 400 – 60100, EMBU.
NDEGE CHAI SACCO SOCIETY LTD	P.O.BOX 857 – 20200, KERICHO.
NDOSHA SACCO SOCIETY LTD	P.O.BOX 532 – 60401, CHOGORIA – MAARA.
NG’ARISHA SACCO SOCIETY LTD	P.O.BOX 1199 – 50200, BUNGOMA.
NOBLE SACCO SOCIETY LTD	P.O.BOX 3466 – 30100, ELDORET.
NRS SACCO SOCIETY LTD	P. O BOX 575 – 00902, KIKUYU.
NSSF SACCO SOCIETY LTD	P.O.BOX 43338 – 00100, NAROBI.
NUFAIKA SACCO SOCIETY LTD	P.O BOX 735 – 10300, KERUGOYA.
NYALA VISION SACCO SOCIETY LTD	P.O BOX 27 – 20306, NDARAGWA.
NYAMBENE ARIMI SACCO SOCIETY LTD	P.O.BOX 493 – 60600, MAUA.
NYAMIRA TEA FARMERS SACCO SOCIETY​​ LTD	P.O. BOX 633 – 40500, NYAMIRA.
NYATI SACCO SOCIETY LTD	P.O. BOX 7601 – 00200, NAIROBI.
NEW FORTIS SACCO SOCIETY LTD	P.O.BOX 1939 – 10100, NYERI.
OLLIN SACCO SOCIETY LTD	P.O BOX 83 – 10300, KERUGOYA.
PATNAS SACCO SOCIETY LTD	P.O BOX 601 – 20210, LITEIN.
PRIME TIME SACCO	P.O. BOX 512 – 30700, ITEN.
PUAN SACCO SOCIETY LTD	P.O BOX 404 – 20500, NAROK.
QWETU SACCO SOCIETY LTD	P.O BOX 1186 – 80304, WUNDANYI.
RACHUONYO TEACHERS SACCO SOCIETY LTD	P.O. BOX 147 – 40332, KOSELE.
SAFARICOM SACCO SOCIETY LTD	P.O.BOX 66827 – 00800, NAIROBI.
SHERIA SACCO SOCIETY LTD	P.O.BOX 34390 – 00100, NAIROBI.
SHIRIKA SACCO SOCIETY LTD	P.O BOX 43429 – 00100, NAIROBI.
SIMBA CHAI SACCO SOCIETY LTD	P.O.BOX 977 – 20200, KERICHO.
SIRAJI SACCO SOCIETY LTD	P.O.BOX PRIVATE BAG, TIMAU.
SKYLINE SACCO SOCIETY LTD	P.O.BOX 660 – 20103, ELDAMA RAVINE.
SMART CHAMPIONS SACCO SOCIETY LTD	P.O BOX 64 – 60205, GITHONGO.
SMART LIFE SACCO SOCIETY LTD	P.O BOX 118 – 30705, KAPSOWAR.
SOLUTION SACCO SOCIETY LTD	P.O.BOX 1694 – 60200, MERU.
SOTICO SACCO SOCIETY LTD	P.O.BOX 959 – 20406, SOTIK.
SOUTHERN STAR SACCO SOCIETY LTD	P.O BOX 514 – 60400, CHUKA.
SHOPPERS SACCO SOCIETY LTD	P.O. BOX 16 – 00507, NAIROBI.
STAKE KENYA SACCO SOCIETY LTD	P.O.BOX 208 – 40413, KEHANCHA.
STIMA SACCO SOCIETY LTD	P.O.BOX 75629 – 00200, NAIROBI.
SUBA TEACHERS SACCO SOCIETY LTD	P.O. BOX 237 – 40305, MBITA.
SUKARI SACCO SOCIETY LTD	P.O BOX 841 – 50102, MUMIAS.
SUPA SACCO SOCIETY LTD	P.O.BOX 271 – 20600, MARALAL.
TABASAMU SACCO SOCIETY LTD	P.O. BOX 123 – 80403, KWALE.
TAI SACCO SOCIETY LTD	P.O.BOX 718 – 00216, GITHUNGURI.
TAIFA SACCO SOCIETY LTD	P.O.BOX 1649 – 10100, NYERI.
TAQWA SACCO SOCIETY LTD	P.O. BOX 10180 – 00100, NAIROBI.
TEMBO SACCO SOCIETY LTD	P.O.BOX​​ 91​​ –​​ 00618,​​ RUARAKA​​ NAIROBI.
TENHOS SACCO SOCIETY LTD	P.O.BOX 391 – 20400, BOMET.
THAMANI SACCO SOCIETY LTD	P.O.BOX 467 – 60400, CHUKA.
TRANSCOUNTIES SACCO SOCIETY LTD	P.O. BOX 2965 – 30200, KITALE.
TRANS NATION SACCO SOCIETY LTD	P.O.BOX 15 – 60400, CHUKA.
TIMES U SACCO SOCIETY LTD	P.O.BOX 310 – 60202, NKUBU.
TOWER SACCO SOCIETY LTD	P.O.BOX 259 – 20303, OL’KALOU.
TRANS​​ –​​ ELITE​​ COUNTY​​ SACCO​​ SOCIETY​​ LTD	P.O BOX 547 – 30300, KAPSABET.
TRANSNATIONAL TIMES SACCO SOCIETY LTD	P.O. BOX 2274 – 30200, KITALE.
UFANISI SACCO SOCIETY LTD	P.O. BOX 2973 – 00200, NAIROBI.
UKRISTO NA UFANISI WA ANGLICANA SACCO​​ SOCIETY LTD	P.O BOX 872 – 00605, NAIROBI.
UKULIMA SACO SOCIETY LTD	P.O.BOX 44071 – 00100, NAIROBI.
UNAITAS SACCO SOCIETY LTD	P.O.BOX 38721– 00100, NAIROBI.
UNI–COUNTY SACCO SOCIETY LTD	P.O BOX 10132 – 20100, NAKURU.
UNITED NATIONS SACCO SOCIETY LTD	P.O.BOX 30552 – 00100, NAIROBI.
UNISON SACCO SOCIETY LTD	P.O BOX 414 – 10400, NANYUKI.
UNIVERSAL TRADERS SACCO SOCIETY LTD	P.O.BOX 2119 – 90100, MACHAKOS.
VIHIGA COUNTY FARMERS SACCO SOCIETY​​ LTD	P.O BOX 309 – 50317, CHAVAKALI.
VIKTAS SACCO SOCIETY LTD	P.O BOX 2183 – 20300, NYAHURURU.
VISION POINT SACCO SOCIETY LTD	P.O.BOX 42 – 40502, NYANSIONGO.
VISION AFRICA SACCO SOCIETY LTD	P.O BOX 18263 – 20100, NAKURU.
WAKENYA PAMOJA SACCO SOCIETY LTD	P.O.BOX 829 – 40200, KISII.
WAKULIMA COMMERCIAL SACCO SOCIETY​​ LTD	P.O.BOX 232 – 10103, MUKURWENI.
WANA – ANGA SACCO SOCIETY LTD	P.O.BOX 34680 – 00100, NAIROBI.
WANANCHI SACCO SOCIETY LTD	P.O.BOX 910 – 10106, OTHAYA.
WANANDEGE SACCO SOCIETY LTD	P.O.BOX 19074 – 00501, NAIROBI.
WASHA SACCO SOCIETY LTD	P.O.BOX 83256 – 80100, MOMBASA.
WAUMINI SACCO SOCIETY LTD	P.O.BOX 66121 – 00800, NAIROBI.
WEVARSITY SACCO SOCIETY LTD	P.O BOX 873 – 50100, KAKAMEGA.
WINAS SACCO SOCIETY LTD	P.O.BOX 696 – 60100, EMBU.
YETU SACCO SOCIETY LTD	P.O.BOX 511 – 60202, NKUBU.

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Conclusion

Even though we have highlighted  the best Saccos in Kenya that give loans with low-interest rates, we always recommend that entrepreneurs or anyone wishing to join one of these Saccos to research more about them.