While choosing a Sacco to save and invest your money in, it is important to do a background check to ensure it is legitimate and has a good track record.

The first step should be to ensure that your Sacco is registered under the Sacco Societies Act.

Kenyans.co.ke has compiled a detailed list of all the legitimately registered Saccos in Kenya for the year ending December 2019.

LIST OF SACCO SOCIETIES LICENSED TO UNDERTAKE DEPOSIT-TAKING SACCO BUSINESS IN KENYA FOR THE FINANCIAL YEAR ENDING DECEMBER, 2019.

Name of Society and Postal Address

  1. 2NK Sacco Society Limited P.O. Box 12196 – 10109, Nyeri
  2. Afya Sacco Society Limited P.O. Box 11607 – 00400, Nairobi.
  3. Agro-Chem Sacco Society Limited P.O. Box 94 – 40107, Muhoroni.
  4. Airports Sacco Society Limited P.O. Box 19001 – 00501, Nairobi
  5. All Churches Sacco Society Limited P.O. Box 2036 – 01000, Thika.
  6. Amica Sacco Society Limited P.O. Box 816 – 10200, Murang’a.
  7. Ardhi Sacco Society Limited P.O. Box 28782 – 00200, Nairobi.
  8. Asili Sacco Society Limited P.O. Box 49064 – 00100, Nairobi.
  9. Azima Sacco Society Limited P.O. Box 1124 – 01000, Thika.
  10. Bandari Sacco Society Limited P.O. Box95011 – 80104, Mombasa.
  11. Baraka Sacco Society Limited P.O. Box 1548 – 10101, Karatina.
  12. Baraton University Sacco Society Limited P.O. Box 2500 – 30100, Eldoret.
  13. Biashara Sacco Society Limited P.O. Box 1895 – 10100, Nyeri.
  14. Biashara Tosha Sacco Society Limited P.O. Box 189 – 60101, Manyatta.
  15. Bi-High Sacco Society Limited P.O. Box 90 – 60500, Marsabit.
  16. Bingwa Sacco Society Limited P.O. Box 434 – 10300, Kerugoya.
  17. Boresha Sacco Society Limited P.O. Box 80 – 20103, Eldama Ravine.
  18. Capital Sacco Society Limited P.O. Box 1479 – 60200, Meru.
  19. Centenary Sacco Society Limited P.O. Box 1207 – 60200, Meru.
  20. Chai Sacco Society Limited P.O. Box 278 – 00200, Nairobi.
  21. Chuna Sacco Society Limited P.O. Box 30197 – 00100, Nairobi.
  22. Comoco Sacco Society Limited P.O. Box 3334 – 00200, Nairobi
  23. Cosmopolitan Sacco Society Limited P.O. Box 1931 – 20100, Nakuru.
  24. County Sacco Society Limited P.O. Box 21 – 60103, Runyenjes.
  25. Daima Sacco Society Limited P.O. Box 2032 – 60100, Embu.
  26. Dhabiti Sacco Society Limited P.O. Box 353 – 60600, Maua.
  27. Dimkes Sacco Society Limited P.O. .Box 886 – 00900, Kiambu.
  28. Dumisha Sacco Society Limited P.O. Box 84 – 20600, Mararal.
  29. Eco-Pillar Sacco Society Limited P.O. Box 48 – 30600, Kapenguria
  30. Egerton Sacco Society Limited P.O. Box 178 – 20115, Egerton.
  31. Elimu Sacco Society Limited P.O. Box 10073 – 00100, Nairobi.
  32. Enea Sacco Society Limited P.O. Box 1836 – 10101, Karatina.
  33. Faridi Sacco Society Limited P.O. Box 448 – 50400, Busia.
  34. Fariji Sacco Society Limited P.O. Box 589 – 00216, Githunguri.
  35. Fortitude Sacco Society Limited P.O. Box 237 – 40305, Mbita.
  36. Fortune Sacco Society Limited P.O. Box 559 – 10300, Kerugoya.
  37. Fundilima Sacco Society Limited P.O. Box 62000 – 00200, Nairobi.
  38. GDC Sacco Society Limited P.O. Box896 – 00216, Guthunguri.
  39. Good Faith Sacco Society Limited P.O. Box 224 – 00222, Uplands
  40. Goodway Sacco Society Limited P.O. Box 626 – 10300, Kerugoya.
  41. Gusii Mwalimu Sacco Society Limited P.O. Box 1335 – 40200, Kisii.
  42. Harambee Sacco Society Limited P.O. Box 47815 – 00100, Nairobi.
  43. Hazina Sacco Society Limited P.O. Box 59877 – 00200, Nairobi.
  44. IG Sacco Society Limited P.O. Box 1150 –50100, Kakamega.
  45. Ilkisonko Sacco Society Limited P.O. Box 91 – 00209, Loitokitok.
  46. Imarika Sacco Society Limited P.O. Box 712 – 80108, Kilifi.
  47. Imarisha Sacco Society Limited P.O. Box 682 – 20200, Kericho.
  48. Imenti Sacco Society Limited P.O. Box 3192 – 60200, Meru.
  49. Jacaranda Sacco Society Limited P.O. Box 1767 – 00232, Ruiru
  50. Jamii Sacco Society Limited P.O. Box 57929 – 00200, Nairobi.
  51. Joinas Sacco Society Limited P.O. Box 669 – 00219, Karuri.
  52. Kencream Sacco Society Limited P.O. Box 300131 – 00200, Nairobi
  53. Kenpipe Sacco Society Limited P.O. Box 314 – 00507, Nairobi.
  54. Kenversity Sacco Society Limited P.O. Box 10263 – 00100, Nairobi.
  55. Kenya Achievas Sacco Society Limited P.O. Box 3080 – 40200, Kisii.
  56. Kenya Bankers Sacco Society Limited P.O. Box 73236 – 00200, Nairobi.
  57. Kenya Highlands Sacco Society Limited P.O. Box 2085 – 002000, Kericho.
  58. Kenya Police Sacco Society Limited P.O. Box 51042 – 00200, Nairobi.
  59. Kimbilio Daima Sacco Society Limited P.O. Box 81 – 20225, Kimulot.
  60. Kingdom Sacco Society Limited P.O.Box 8017 – 00300, Nairobi.
  61. Kipsigis Edis Sacco Society Limited P.O. Box 228 – 20400, Bomet.
  62. Kite Sacco Society Limited P.O. Box 2073 – 40100, Kisumu.
  63. Kitui Teachers Sacco Society Limited P.O. Box 254 – 90200, Kitui.
  64. KMFRI Sacco Society Limited P.O. Box 80862 – 80100, Mombasa.
  65. Kolenge Tea Sacco Society Limited P.O. Box 291 – 30301, Nandi Hills.
  66. Koru Sacco Society Limited P.O. Box Private Bag-40100, Koru
  67. K-Pillar Sacco Society Limited P.O. Box 83 – 20403, Mogogosiek.
  68. K-Unity Sacco Society Limited P.O. Box 268 – 00900, Kiambu.
  69. Kwetu Sacco Society Limited P.O. Box 818 – 90100, Machakos.
  70. Lainisha Sacco Society Limited P.O. Box 272 – 10303, Wang’uru.
  71. Lamu Teachers Sacco Society Limited P.O. Box 110 – 80500, Lamu.
  72. Lengo Sacco Society Limited P.O. Box 1005 – 80200, Malindi.
  73. Mafanikio Sacco Society Limited P.O. Box 86515 – 80100, Mombasa.
  74. Magadi Sacco Society Limited P.O. Box 13 – 00205, Magadi.
  75. Magereza Sacco Society Limited P.O. Box 53131 – 00200, Nairobi.
  76. Maisha Bora Sacco Society Limited P.O. Box 30062 – 00100, Nairobi.
  77. Mentor Sacco Society Limited P.O. Box 789 – 10200, Murang’a.
  78. Metropolitan National Sacco Society Limited P.O. Box 871 – 00900, Kiambu.
  79. MMH Sacco Society Limited P.O. Box 469 – 60600, Maua.
  80. Mombasa Port Sacco Society Limited P.O. Box 95372 – 80104, Mombasa.
  81. Mudete Tea Growers Sacco Society Limited P.O. Box 221 – 41053, Khayega.
  82. Muki Sacco Society Limited P.O. Box 398 – 20318, North Kinangop
  83. Mwalimu National Sacco Society Limited P.O. Box 62641 – 00200, Nairobi.
  84. Mwietheri Sacco Society Limited P.O. Box 2445 – 60100, Embu.
  85. Mwingi Mwalimu Sacco Society Limited P.O. Box 489 – 90400, Mwingi.
  86. Mwito Sacco Society Limited P.O. Box 56763 – 00200, Nairobi.
  87. Nacico Sacco Society Limited P.O. Box 34525 – 00100, Nairobi.
  88. Nafaka Sacco Society Limited P.O. Box 30586 – 00100, Nairobi.
  89. Nandi Farmers Sacco P.O. Box 333 – 30301, Nandi Hills
  90. Nassefu Sacco Society Limited P.O. Box 43338 – 00100, Narobi.
  91. Nation Sacco Society Limited P.O. Box 22022 – 00400, Nairobi.
  92. Nawiri Sacco Society Limited P.O. Box 400 – 60100, Embu.
  93. Ndege Chai Sacco Society Limited P.O. Box 857 – 20200, Kericho.
  94. Ndosha Sacco Society Limited P.O. Box 532 – 60401, Chogoria
  95. New Forties Sacco Society Limited P.O. Box 1939 – 10100, Nyeri.
  96. Nexus Sacco Society Limited P.O. Box 251 – 60202, Nkubu.
  97. Ng’arisha Sacco Society Limited P.O. Box 1199 – 50200, Bungoma.
  98. Noble Sacco Society Limited P.O. Box 3466 – 30100, Eldoret.
  99. NRS Sacco Society Limited P. O Box 575 – 00902, Kikuyu.
  100. Nufaika Sacco Society Limited P.O. Box 735 – 10300, Kerugoya.
  101. Nyala Vision Sacco Society Limited P.O. Box 27 – 20306, Ndaragwa.
  102. Nyambene Arimi Sacco Society Limited P.O. Box 493 – 60600, Maua.
  103. Nyamira Sacco Society Limited P.O. Box 633 – 40500, Nyamira
  104. Nyati Sacco Society Limited P.O. Box 7601 – 00200, Nairobi
  105. Ollin Sacco Society Limited P.O. Box 83 – 10300, Kerugoya.
  106. Patnas Sacco Society Limited P.O. Box 601 – 20210, Litein.
  107. Prime Time Sacco P.O. Box 512 – 30700, Iten
  108. PUAN Sacco Society Limited P.O. Box 404 – 20500, Narok.
  109. Qwetu Sacco Society Limited P.O. Box 1186 – 80304, Wundanyi
  110. Rachuonyo Teachers Sacco Society Limited P.O. Box 147 – 40332, Kosele.
  111. Safaricom Sacco Society Limited P.O. Box 66827 – 00800, Nairobi.
  112. Sheria Sacco Society Limited P.O. Box 34390 – 00100, Nairobi.
  113. Shirika Sacco Society Limited P.O. Box 43429 – 00100, Nairobi.
  114. Shoppers Sacco Society Limited P.O. Box 16 – 00507, Nairobi
  115. Simba Chai Sacco Society Limited P.O. Box 977 – 20200, Kericho.
  116. Siraji Sacco Society Limited P.O. Box Private Bag, Timau.
  117. Skyline Sacco Society Limited P.O. Box 660 – 20103, Eldama Ravine.
  118. Smart Champions Sacco Society Limited P.O. Box 64 – 60205, Githingo
  119. Smart Life Sacco Society Limited P.O. Box 118 – 30705, Kapsowar.
  120. Solution Sacco Society Limited P.O. Box 1694 – 60200, Meru.
  121. Sotico Sacco Society Limited P.O. Box 959 – 20406, Sotik.
  122. Southern Star Sacco Society Limited P.O. Box 514 – 60400, Chuka
  123. Stake Kenya Sacco Society Limited P.O. Box 208 – 40413, Kehancha.
  124. Stawisha Sacco Society Limited P.O. Box 27 – 50203, Kapsokwony.
  125. Stima Sacco Society Limited P.O. Box 75629 – 00100, Nairobi.
  126. Supa Sacco Society Limited P.O. Box 271 – 20600, Maralal.
  127. Tabasamu Sacco Society Limited P.O. Box 123 – 80403, Kwale.
  128. TAI Sacco Society Limited P.O. Box 718 – 00216, Githunguri.
  129. Taifa Sacco Society Limited P.O. Box 1649 – 10100, Nyeri.
  130. Taqwa Sacco Society Limited P.O. Box 10180 – 00100, Nairobi
  131. Taraji Sacco Society Limited P.O. Box 605 – 40600, Siaya.
  132. Tembo Sacco Society Limited P.O. Box 91 – 00618, Ruaraka Nairobi.
  133. Tenhos Sacco Society Limited P.O. Box 391 – 20400, Bomet.
  134. Thamani Sacco Society Limited P.O. Box 467 – 60400, Chuka.
  135. The Apple Sacco Society Limited P.O. Box 153 – 50305, Sirwa.
  136. Times U Sacco Society Limited P.O. Box 310 – 60202, Nkubu.
  137. Tower Sacco Society Limited P.O. Box 259 – 20303, Ol’kalou.
  138. Trans- Elite County Sacco Society Limited P.O. Box 547 – 30300, Kapsabet.
  139. Trans Nation Sacco Society Limited P.O. Box 15 – 60400, Chuka.
  140. Transcounties Sacco Society Limited P.O. Box 2965 – 30200, Kitale.
  141. Transnational Times Sacco Society Limited P.O. Box 2274 – 30200, Kitale
  142. Ufanisi Sacco Society Limited P.O. Box 2973 – 00200, Nairobi.
  143. Ukristo Na Ufanisi Wa Anglicana Sacco Society Limited P.O. Box 872 – 00605, Nairobi.
  144. Ukulima Saco Society Limited P.O. Box 44071 – 00100, Nairobi.
  145. Unaitas Sacco Society Limited P.O. Box 38791 – 00100, Nairobi.
  146. Uni-County Sacco Society Limited P.O. Box 10132 – 20100, Nakuru
  147. Unison Sacco Society Limited P.O. Box 414 – 10400, Nanyuki.
  148. United Nations Sacco Society Limited P.O. Box 2210 – 00621, Nairobi.
  149. Universal Traders Sacco Society Limited P.O. Box 2119 – 90100, Machakos.
  150. Vihiga County Farmers Sacco Society Limited P.O. Box 309 – 50317, Chavakali.
  151. Viktas Sacco Society Limited P.O. Box 2183 – 20300, Nyahururu.
  152. Vision Africa Sacco Society Limited P.O. Box 18263 – 20100, Nakuru.
  153. Vision Point Sacco Society Limited P.O. Box 42 – 40502, Nyansiongo.
  154. Wakenya Pamoja Sacco Society Limited P.O. Box 829 – 40200, Kisii.
  155. Wakulima Commercial Sacco Society Limited P.O. Box 232 – 10103, Mukurweni.
  156. Wanaanga Sacco Society Limited P.O. Box 34680 – 00501, Nairobi.
  157. Wananchi Sacco Society Limited P.O. Box 910 – 10106, Othaya.
  158. Wanandege Sacco Society Limited P.O. Box 19074 – 00501, Nairobi.
  159. Washa Sacco Society Limited P.O. Box 83256 – 80100, Mombasa.
  160. Waumini Sacco Society Limited P.O. Box 66121 – 00800, Nairobi.
  161. Wevarsity Sacco Society Limited P.O. Box 873 – 50100, Kakamega
  162. Winas Sacco Society Limited P.O. Box 696 – 60100, Embu.
  163. Yetu Sacco Society Limited P.O. Box 511 – 60202, Nkubu.

SCHEDULE II: RESTRICTED LICENSES FOR THE PERIOD ENDING 31ST DECEMBER, 2019

Name of Society and Postal Address

  1. Ainabkoi Sacco Society Limited P.O. Box 120 – 30101, Ainabkoi
  2. Goodhope Sacco Society Limited P.O. Box 158 – 20500, Narok.
  3. Jitegemee Sacco Society Limited P.O. Box 86937 – 80100, Mombasa.
  4. Jumuika Sacco Society Limited P.O. Box 14 – 40112, Awasi.
  5. Kenya Midland Sacco Society Limited P.O. Box 287 – 20400, Bomet.
  6. Nandi Hekima Sacco Society Limited P.O. Box 211 – 30300, Kapsabet
  7. Nanyuki Equator Sacco Society Limited P.O. Box 1098 – 10400, Nanyuki
  8. Orient Sacco Society Limited P.O. Box 1842 – 01000, Thika.
  9. Sukari Sacco Society Limited P.O. Box 841 – 50102, Mumias
  10. Telepost Sacco Society Limited P.O. Box 49557 – 00100, Nairobi
  11. Uchongaji Sacco Society Limited P.O. Box 92503 – 80102, Mombasa.

SCHEDULE II: RESTRICTED LICENSES FOR THE PERIOD ENDING 30TH JUNE, 2019

  1. Miliki Sacco Society Limited P.O. Box 43582 – 10100 Nairobi

Below is a list of Saccos in Kenya that give loans with low-interest rates. Applying for bank loans can be quite expensive and also their interest rates are very high.

Therefore, entrepreneurs are looking for the best Saccos that can help them access cheap loans.

The good thing with Saccos is that they give loans of up to times 3 of what a person has saved.

In Kenya, Saccos are governed by the SACCO Societies Regulatory Authority (SASRA).

Best Saccos in Kenya That Give Loans With Low-Interest Rates

Search:

Name of SocietyPostal Addresses
2NK SACCO SOCIETY LTDP.O BOX 12196 – 10109, NYERI.
AFYA SACCO SOCIETY LTDP.O.BOX 11607 – 00400, NAIROBI.
AGRO-CHEM SACCO SOCIETY LTDP.O BOX 94 – 40107, MUHORONI.
AINABKOI SACCO SOCIETY LTDP.O. BOX 120 – 30101, AINABKOI
ALL CHURCHES SACCO SOCIETY LTDP.O BOX 6957 – 01000, THIKA.
AIRPORTS SACCO SOCIETY LTDP.O. BOX 19001 – 00501, NAIROBI
AMICA SACCO SOCIETY LTDP.O.BOX 816 – 10200, MURANG’A.
ARDHI SACCO SOCIETY LTDP.O. BOX 28782 – 00200, NAIROBI.
ASILI SACCO SOCIETY LTDP.O.BOX 49064 – 00100, NAIROBI.
AZIMA SACCO SOCIETY LTDP.O.BOX 1124 – 01000, THIKA.
BANDARI SACCO SOCIETY LTDP.O.BOX 95011 – 80104, MOMBASA.
BARAKA SACCO SOCIETY LTDP.O.BOX 1548 – 10101, KARATINA.
BARATON UNIVERSITY SACCO SOCIETY LTDP.O BOX 2500 – 30100, ELDORET.
BIASHARA SACCO SOCIETY LTDP.O.BOX 1895 – 10100, NYERI.
BIASHARA TOSHA SACCO SOCIETY LTDP.O BOX 189 – 60101, MANYATTA.
BI-HIGH SACCO SOCIETY LTDP.O.BOX 90 – 60500, MARSABIT.
BINGWA SACCO SOCIETY LTDP.O.BOX 434 – 10300, KERUGOYA.
BORESHA SACCO SOCIETY LTDP.O.BOX​​ 80​​ –​​ 20103,​​ ELDAMA​​ RAVINE.
CAPITAL SACCO SOCIETY LTDP.O BOX 1479 – 60200, MERU.
CENTENARY SACCO SOCIETY LTDP.O.BOX 1207 – 60200, MERU.
CHAI SACCO SOCIETY LTDP.O.BOX 278 – 00200, NAIROBI.
CHUNA SACCO SOCIETY LTDP.O.BOX 30197 – 00100, NAIROBI.
COMOCO SACCO SOCIETY LTDP.O. BOX 30135 – 00100, NAIROBI
COSMOPOLITAN SACCO SOCIETY LTDP.O.BOX 1931 – 20100, NAKURU.
COUNTY SACCO SOCIETY LTDP.O.BOX 21 – 60103, RUNYENJES.
DAIMA SACCO SOCIETY LTDP.O.BOX 2032 – 60100, EMBU.
DHABITI SACCO SOCIETY LTDP.O.BOX 353 – 60600, MAUA.
DIMKES SACCO SOCIETY LTDP.O.BOX 886 – 00900, KIAMBU.
DUMISHA SACCO SOCIETY LTDP.O BOX 84 – 20600, MARARAL.
ECO-PILLAR SACCO SOCIETY LTDP.O. BOX 48 – 30600, KAPENGURIA
EGERTON SACCO SOCIETY LTDP.O.BOX 178 – 20115, EGERTON.
ELGON TEACHERS SACCO SOCIETY LTDP.O BOX 27 – 50203, KAPSOKWONY.
ELIMU SACCO SOCIETY LTDP.O BOX 10073 – 00100, NAIROBI.
ENEA SACCO SOCIETY LTDP.O.BOX 1836 – 10101, KARATINA.
FARIDI SACCO SOCIETY LTDP.O. BOX 448 – 50400, BUSIA.
FARIJI SACCO SOCIETY LTDP.O.BOX 589 – 00216, GITHUNGURI.
FORTUNE SACCO SOCIETY LTDP.O.BOX 559 – 10300, KERUGOYA.
FUNDILIMA SACCO SOCIETY LTDP.O.BOX 62000 – 00200, NAIROBI.
GITHUNGURI DAIRY &​​ COMMUNITY SACCO​​ SOCIETY LTDP.O.BOX 896 – 00206, GUTHUNGURI.
GOOD HOPE SACCO SOCIETY LTDP.O.BOX 158 – 20500, NAROK.
GOODWAY SACCO SOCIETY LTDP.O BOX 626 – 10300, KERUGOYA.
GUSII MWALIMU SACCO SOCIETY LTDP.O.BOX 1335 – 40200, KISII.
HARAMBEE SACCO SOCIETY LTDP.O.BOX 47815 – 00100, NAIROBI.
HAZINA SACCO SOCIETY LTDP.O.BOX 59877 – 00200, NAIROBI.
IG SACCO SOCIETY LTDP.O.BOX 1150 – 50100, KAKAMEGA.
ILKISONKO SACCO SOCIETY LTDP.O BOX 91 – 00209, LOITOKITOK.
IMARIKA SACCO SOCIETY LTDP.O.BOX 712 – 80108, KILIFI.
IMARISHA SACCO SOCIETY LTDP.O.BOX 682 – 20200, KERICHO.
IMENTI SACCO SOCIETY LTDP.O.BOX 3192 – 60200, MERU.
JACARANDA SACCO SOCIETY LTDP.O. BOX 1767 – 00232, RUIRU.
JAMII SACCO SOCIETY LTDP.O.BOX 57929 – 00200, NAIROBI.
JOINAS SACCO SOCIETY LTDP.O.BOX 669 – 00219, KARURI.
KAIMOSI SACCO SOCIETY LTDP.O BOX 153 – 50305, SIRWA.
KATHERA RURAL SACCO SOCIETY LTDP.O BOX 251 – 60202, NKUBU.
KENPIPE SACCO SOCIETY LTDP.O.BOX 314 – 00507, NAIROBI.
KENVERSITY SACCO SOCIETY LTDP.O.BOX 10263 – 00100, NAIROBI.
KENYA ACHIEVAS SACCO SOCIETY LTDP.O. BOX 3080 – 40200, KISII.
KENYA BANKERS SACCO SOCIETY LTDP.O.BOX 73236 – 00200, NAIROBI.
KENYA HIGHLANDS SACCO SOCIETY LTDP.O.BOX 2085 – 20200, KERICHO.
KENYA POLICE SACCO SOCIETY LTDP.O.BOX 51042 – 00200, NAIROBI.
KIMBILIO DAIMA SACCO SOCIETY LTDP.O. BOX 81 – 20225, KIMULOT.
KINGDOM SACCO SOCIETY LTDP.O.BOX 8017 – 00300, NAIROBI.
KIPSIGIS EDIS SACCO SOCIETY LTDP.O BOX 228 – 20400, BOMET.
KITE SACCO SOCIETY LTDP.O.BOX 2073 – 40100, KISUMU.
KITUI TEACHERS SACCO SOCIETY LTDP.O.BOX 254 – 90200, KITUI.
KMFRI SACCO SOCIETY LTDP.O.BOX 80862 – 80100, MOMBASA.
KOLENGE TEA SACCO SOCIETY LTDP.O BOX 291 – 30301, NANDI HILLS.
KORU SACCO SOCIETY LTDP.O. BOX PRIVATE BAG, KORU.
K – PILLAR SACCO SOCIETY LTDP.O.BOX 83 – 20403, MOGOGOSIEK.
K – UNITY SACCO SOCIETY LTDP.O.BOX 268 – 00900, KIAMBU.
KWETU SACCO SOCIETY LTDP.O BOX 818 – 90100, MACHAKOS.
LAINISHA SACCO SOCIETY LTDP.O. BOX 272 –10303, WANG’URU.
LENGO SACCO SOCIETY LTDP.O.BOX 1005 – 80200, MALINDI.
MAFANIKIO SACCO SOCIETY LTDP.O BOX 86515 – 80100, MOMBASA.
MAGADI SACCO SOCIETY LTDP.O.BOX 13 – 00205, MAGADI.
MAGEREZA SACCO SOCIETY LTDP.O.BOX 53131 – 00200, NAIROBI.
MAISHA BORA SACCO SOCIETY LTDP.O.BOX 72713 – 00200, NAIROBI.
MENTOR SACCO SOCIETY LTDP.O.BOX 789 – 10200, MURANG’A.
METROPOLITAN NATIONAL SACCO SOCIETY​​ LTDP.O.BOX 5684 – 00100, NAIROBI.
MMH SACCO SOCIETY LTDP.O.BOX 469 – 60600, MAUA.
MOMBASA PORT SACCO SOCIETY LTDP.O.BOX 95372 – 80104, MOMBASA.
MUDETE TEA GROWERS SACCO SOCIETY LTDP.O.BOX 221 – 50104, KAKAMEGA.
MUKI SACCO SOCIETY LTDP.O BOX 398 – 20318, NORTH​​ KINANGOP.
MWALIMU NATIONAL SACCO SOCIETY LTDP.O.BOX 62641 – 00200, NAIROBI.
MWIETHERI SACCO SOCIETY LTDP.O. BOX 2445 – 60100, EMBU.
MWINGI MWALIMU SACCO SOCIETY LTDP.O BOX 489 – 90400, MWINGI.
MWITO SACCO SOCIETY LTDP.O.BOX 56763 – 00200, NAIROBI.
NACICO SACCO SOCIETY LTDP.O.BOX 34525 – 00100, NAIROBI.
NAFAKA SACCO SOCIETY LTDP.O.BOX 30586 – 00100, NAIROBI.
NANDI FARMERS SACCO SOCIETY LTDP.O BOX 333 – 30301, NANDI HILLS.
NATION SACCO SOCIETY LTDP.O.BOX 22022 – 00400, NAIROBI.
NAWIRI SACCO SOCIETY LTDP.O BOX 400 – 60100, EMBU.
NDEGE CHAI SACCO SOCIETY LTDP.O.BOX 857 – 20200, KERICHO.
NDOSHA SACCO SOCIETY LTDP.O.BOX 532 – 60401, CHOGORIA – MAARA.
NG’ARISHA SACCO SOCIETY LTDP.O.BOX 1199 – 50200, BUNGOMA.
NOBLE SACCO SOCIETY LTDP.O.BOX 3466 – 30100, ELDORET.
NRS SACCO SOCIETY LTDP. O BOX 575 – 00902, KIKUYU.
NSSF SACCO SOCIETY LTDP.O.BOX 43338 – 00100, NAROBI.
NUFAIKA SACCO SOCIETY LTDP.O BOX 735 – 10300, KERUGOYA.
NYALA VISION SACCO SOCIETY LTDP.O BOX 27 – 20306, NDARAGWA.
NYAMBENE ARIMI SACCO SOCIETY LTDP.O.BOX 493 – 60600, MAUA.
NYAMIRA TEA FARMERS SACCO SOCIETY​​ LTDP.O. BOX 633 – 40500, NYAMIRA.
NYATI SACCO SOCIETY LTDP.O. BOX 7601 – 00200, NAIROBI.
NEW FORTIS SACCO SOCIETY LTDP.O.BOX 1939 – 10100, NYERI.
OLLIN SACCO SOCIETY LTDP.O BOX 83 – 10300, KERUGOYA.
PATNAS SACCO SOCIETY LTDP.O BOX 601 – 20210, LITEIN.
PRIME TIME SACCOP.O. BOX 512 – 30700, ITEN.
PUAN SACCO SOCIETY LTDP.O BOX 404 – 20500, NAROK.
QWETU SACCO SOCIETY LTDP.O BOX 1186 – 80304, WUNDANYI.
RACHUONYO TEACHERS SACCO SOCIETY LTDP.O. BOX 147 – 40332, KOSELE.
SAFARICOM SACCO SOCIETY LTDP.O.BOX 66827 – 00800, NAIROBI.
SHERIA SACCO SOCIETY LTDP.O.BOX 34390 – 00100, NAIROBI.
SHIRIKA SACCO SOCIETY LTDP.O BOX 43429 – 00100, NAIROBI.
SIMBA CHAI SACCO SOCIETY LTDP.O.BOX 977 – 20200, KERICHO.
SIRAJI SACCO SOCIETY LTDP.O.BOX PRIVATE BAG, TIMAU.
SKYLINE SACCO SOCIETY LTDP.O.BOX 660 – 20103, ELDAMA RAVINE.
SMART CHAMPIONS SACCO SOCIETY LTDP.O BOX 64 – 60205, GITHONGO.
SMART LIFE SACCO SOCIETY LTDP.O BOX 118 – 30705, KAPSOWAR.
SOLUTION SACCO SOCIETY LTDP.O.BOX 1694 – 60200, MERU.
SOTICO SACCO SOCIETY LTDP.O.BOX 959 – 20406, SOTIK.
SOUTHERN STAR SACCO SOCIETY LTDP.O BOX 514 – 60400, CHUKA.
SHOPPERS SACCO SOCIETY LTDP.O. BOX 16 – 00507, NAIROBI.
STAKE KENYA SACCO SOCIETY LTDP.O.BOX 208 – 40413, KEHANCHA.
STIMA SACCO SOCIETY LTDP.O.BOX 75629 – 00200, NAIROBI.
SUBA TEACHERS SACCO SOCIETY LTDP.O. BOX 237 – 40305, MBITA.
SUKARI SACCO SOCIETY LTDP.O BOX 841 – 50102, MUMIAS.
SUPA SACCO SOCIETY LTDP.O.BOX 271 – 20600, MARALAL.
TABASAMU SACCO SOCIETY LTDP.O. BOX 123 – 80403, KWALE.
TAI SACCO SOCIETY LTDP.O.BOX 718 – 00216, GITHUNGURI.
TAIFA SACCO SOCIETY LTDP.O.BOX 1649 – 10100, NYERI.
TAQWA SACCO SOCIETY LTDP.O. BOX 10180 – 00100, NAIROBI.
TEMBO SACCO SOCIETY LTDP.O.BOX​​ 91​​ –​​ 00618,​​ RUARAKA​​ NAIROBI.
TENHOS SACCO SOCIETY LTDP.O.BOX 391 – 20400, BOMET.
THAMANI SACCO SOCIETY LTDP.O.BOX 467 – 60400, CHUKA.
TRANSCOUNTIES SACCO SOCIETY LTDP.O. BOX 2965 – 30200, KITALE.
TRANS NATION SACCO SOCIETY LTDP.O.BOX 15 – 60400, CHUKA.
TIMES U SACCO SOCIETY LTDP.O.BOX 310 – 60202, NKUBU.
TOWER SACCO SOCIETY LTDP.O.BOX 259 – 20303, OL’KALOU.
TRANS​​ –​​ ELITE​​ COUNTY​​ SACCO​​ SOCIETY​​ LTDP.O BOX 547 – 30300, KAPSABET.
TRANSNATIONAL TIMES SACCO SOCIETY LTDP.O. BOX 2274 – 30200, KITALE.
UFANISI SACCO SOCIETY LTDP.O. BOX 2973 – 00200, NAIROBI.
UKRISTO NA UFANISI WA ANGLICANA SACCO​​ SOCIETY LTDP.O BOX 872 – 00605, NAIROBI.
UKULIMA SACO SOCIETY LTDP.O.BOX 44071 – 00100, NAIROBI.
UNAITAS SACCO SOCIETY LTDP.O.BOX 38721– 00100, NAIROBI.
UNI–COUNTY SACCO SOCIETY LTDP.O BOX 10132 – 20100, NAKURU.
UNITED NATIONS SACCO SOCIETY LTDP.O.BOX 30552 – 00100, NAIROBI.
UNISON SACCO SOCIETY LTDP.O BOX 414 – 10400, NANYUKI.
UNIVERSAL TRADERS SACCO SOCIETY LTDP.O.BOX 2119 – 90100, MACHAKOS.
VIHIGA COUNTY FARMERS SACCO SOCIETY​​ LTDP.O BOX 309 – 50317, CHAVAKALI.
VIKTAS SACCO SOCIETY LTDP.O BOX 2183 – 20300, NYAHURURU.
VISION POINT SACCO SOCIETY LTDP.O.BOX 42 – 40502, NYANSIONGO.
VISION AFRICA SACCO SOCIETY LTDP.O BOX 18263 – 20100, NAKURU.
WAKENYA PAMOJA SACCO SOCIETY LTDP.O.BOX 829 – 40200, KISII.
WAKULIMA COMMERCIAL SACCO SOCIETY​​ LTDP.O.BOX 232 – 10103, MUKURWENI.
WANA – ANGA SACCO SOCIETY LTDP.O.BOX 34680 – 00100, NAIROBI.
WANANCHI SACCO SOCIETY LTDP.O.BOX 910 – 10106, OTHAYA.
WANANDEGE SACCO SOCIETY LTDP.O.BOX 19074 – 00501, NAIROBI.
WASHA SACCO SOCIETY LTDP.O.BOX 83256 – 80100, MOMBASA.
WAUMINI SACCO SOCIETY LTDP.O.BOX 66121 – 00800, NAIROBI.
WEVARSITY SACCO SOCIETY LTDP.O BOX 873 – 50100, KAKAMEGA.
WINAS SACCO SOCIETY LTDP.O.BOX 696 – 60100, EMBU.
YETU SACCO SOCIETY LTDP.O.BOX 511 – 60202, NKUBU.

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Conclusion

Even though we have highlighted  the best Saccos in Kenya that give loans with low-interest rates, we always recommend that entrepreneurs or anyone wishing to join one of these Saccos to research more about them.