The following are Qatar National Bank Personal Loan Standard Rates

Loan TypeCustomer SegmentTotal Interest Rate Including Life Insurance
APRFLAT
New or Top-upRetail(Salary 7,000 – 14,999)6.00%3.23%
Retail Plus(Salary 15,000 – 34,999)5.75%3.10%
QNB First(Salary 35,000 – 99,999)5.50%
 
2.95%
QNB First Plus(Salary 100,000 and above)5.25%2.82%
Retirees5.25%2.82%
Transferring Liabilities to QNB5.00%2.68%
Rescheduled Loans All Customer Types – Rate of existing loan applies with minimum rate equivalent to QCB rate

  Minimum salary depends on employer. For special promotional rates,please contact our Customer Care Center on 4440 7777. 

Interest Calculation (APR):

  • The daily balance of the loan x total annual rate x (1/360)Example: interest for one day on a loan with a balance ofQR100,000 is (100,000 x 5.00% x 1/360) = QR13.89
  • The interest is calculated on a daily basis and charged on a monthly basis
  • Payments made after due date will result in additional interest accrual on the loan
  • The above rates are the lowest available, and may vary according to customer segment
  • Rates are subject to change at any time