By taking up an unsecured personal loan with NIC, they will not need you to provide any property or collateral to ‘secure’ or guarantee the loan.
- Minimum loan amount is KES 100,000
- Maximum loan amount is KES 4,000,000
- Repayment period of up to 72 months
- Certified copy of ID/ valid Passport for non – Kenyans
- KRA PIN Certificate/ equivalent tax certificate for Diaspora clients .
- Latest three (3) months pay slips (6 for commission staff)
- Latest six (6) months bank statements (12 for commission staff)
- Proof of residence document
- Letter from employer (In NIC Bank format )
- Check off letter (where applicable)
- Current Contract Letter must be provided by Customers employed on contract, Commission income earners and expatriates.
- Rental income should be channeled through NICB account & Original or certified true copy of tenancy agreement provide, supported by Deed of Rental Assignment upon loan approval.

NIC House
Masaba Rd. Upperhill.
P.O.Box 44599-00100,
Nairobi Kenya
Fax: +254 (20) 2888505
Mobile: +254 (711)041 111/ +254 (732)141 111
Email: customercare@nicgroup.com
Contact Information
NIC BANK
NIC House, Masaba Rd, Upperhill
P.O.Box 44599-00100,
Nairobi,Kenya
Fax: +254 (20) 2888505
Mobile: (+254) 0711 041 111/0732 141 111
SMS: 20488
Swift Code: NINCKENA
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