How to Apply For Zenka Mobile Loan

1 min


Zenka Loan App

Below is a simple guide on how to apply for Zenka mobile loan and how to repay Zenka Mobile Loan using M-Pesa.

Zenka is one of the fastest growing mobile loan apps in Kenya that give loans to their clients without having to deposit any collateral.

The mobile loan app is a product of Pata Mkopo Company LTD and has been downloaded more than 100k+ on Google Play Store.

With Zenka, you can borrow up to Ksh. 20,000 and their commission fee is 11%.

How to Register Zenka Mobile Loan

  1. Go to Google Play Store on your mobile and download Zenka Mobile app.
  2. Enter the amount of money you wish to borrow.
  3. Choose “Apply for Loan”.
  4. Choose “Sign Up” on the on the next option.
  5. Type your first and last name, followed by your National ID number.
  6. Select your preferred security question and answer.
  7. Enter your preferred 4 digit PIN number.
  8. You will receive a link for Terms and Conditions. Open it and after going through it, click on “Agree and Sign Up”. A short message with 4-digit verification code will be sent to your cell phone
  9. Enter the code and click done.

How to Apply for Zenka Mobile Loan

  1. Open the Zenka Loan app
  2. Enter the loan amount you wish to borrow.
  3. Click on the “Get Loan” option.
  4. A message with your offer details will be sent to your phone. Click on “Get Loan”.
  5. The loan will be sent to your Mpesa after Zenka has approved it.

How to Repay Zenka Mobile Loan via Mpesa

  1. Go to Lipa na Mpesa on your cell phone.
  2. Select Pay Bill and enter Zenka paybill number 979988 as your business number.
  3. Enter your phone number on the account number option.
  4. Enter amount to repay.
  5. Enter your Mpesa PIN number and click OK
  6. A confirmation message will be sent to your phone.


I hope that this post on how to apply for Zenka mobile loan and how to repay Zenka mobile using M-Pesa has been of great help to you.

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Sande Kennedy

Sande Kennedy is the founder and Editor in Chief of & He is a Kenyan-based Internetprenuer,blogger Political Activist & informer who has an interest in politics, governance, corporate-fraud and human-interest. Kindly drop me a note if you feel aggrieved on any matter that you would want to be highlighted  Twitter: @itssandekennedy , Instagram: @itssandekennedy WhatsApp: +254791890826 Read More about me here
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