2 min


Lipa Na M-PESA PayBill

PayBill is a cash collection service that allows your organisation to collect money on a regular basis from your customers through M-PESA.

Key Benefits of PayBill Service

  • Secure
  • Convenient
  • Real time settlement
  • Low cost
  • Easy reconciliation

Uses of the PayBill Service

  • Utility bills – water, power, Pay TV.
  • Rent payments – Lipa Kodi
  • School fees payments – Lipa Karo
  • Bank/SACCO account deposits
  • Statutory payments – NHIF, NSSF, KRA
  • Top up of pre-pay cards – fuel cards, debit cards e.g. Nakumatt Global.

Features of PayBill Service

  • Has head office and unlimited number of child PayBill  accounts
  • Each child PayBill account has a different name and short code
  • A business terminal can be attached to each sub account and receive notifications of Payments
  • There is allowance for Account number for each child account
  • Web access and settlement of funds to Bank can only be done at Head office

Use Cases of PayBill Service

  • Banks aggregate payments for merchants that Bank with them
  • Cashless Distribution where distributors require account number details e.g. invoice numbers
  • County Revenue Collection – set up different PayBill accounts for the different revenue collection points, but centralize banking

Lipa Na M-PESA PayBill Benefits


Safe and convention method to receive payments


No stress no hustle. No need to search for change

Real time settlement

No delays or waiting for credited funds to reflect

Low cost

Minimal transaction costs and fees

Easy reconciliation

Easy to keep track and balance your books

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